Loan Officer
Talent House Limited · Province de Lusaka
Job description
About the role
The client offers vehicle‑collateral based loans and import financing at competitive rates. As a Loan Officer you will identify potential borrowers, promote loan products, assess customer needs and guide them through the loan application process.
Key responsibilities
- Develop and maintain relationships with auto‑collateral loan clients, achieving monthly and quarterly loan disbursement targets.
- Expand cooperative channels such as used‑car dealerships, auto finance companies, insurance agents and auto‑repair service providers to secure a steady flow of new clients.
- Conduct preliminary screening of client qualifications, including vehicle appraisal, credit checks, repayment capacity analysis and verification of loan purpose.
- Track and manage loans after disbursement, ensuring timely repayments and handling collections when necessary.
Required profile
- Minimum two years of experience in auto‑collateral loans, auto finance, leasing, pawnshops or related fields.
- Valid driver’s licence and ability to drive common vehicle models.
- Existing contacts in used‑car dealerships, agencies or car‑owner networks are preferred.
- Good knowledge of market trends for mainstream vehicle models.
- Ability to detect potential fraud risks.
What we offer
- Base salary of K5,000.
- Tiered commission ranging from 5 % to 8 % of business revenue generated.
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Published 1 week ago
Expires 1 month from now
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Talent House Limited
Province de Lusaka
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