Credit Risk Analyst

About the role

Suan Capital Ltd is seeking a highly competent, ethical, and detail‑oriented Credit Risk Analyst to strengthen its credit risk management processes and systems. The role involves conducting in‑depth credit analysis, monitoring portfolio performance, and supporting sound credit decisions in line with the firm’s risk appetite.

Key responsibilities

• Perform fundamental credit analysis using quantitative and qualitative assessments, evaluating financial performance, asset quality, liquidity, capitalization, funding profile, and business strategy of potential investments.
• Prepare annual and quarterly credit reviews, approval memoranda, and maintain a comprehensive credit risk framework and register.
• Support risk rating assessments, conduct ongoing monitoring of existing relationships, and identify emerging risks, industry developments, and key risk indicators.
• Analyze financial statements, regulatory filings, and market developments to evaluate changes in client creditworthiness.
• Assist with portfolio reviews, stress‑testing exercises, industry studies, and regulatory‑driven risk initiatives.
• Escalate potential credit concerns to management promptly and ensure compliance with credit policies, procedures, quality standards, and regulatory requirements.

Required profile

• Bachelor’s degree in Finance, Accounting, Economics, Business, or a related field.
• Extensive experience in credit risk, financial analysis, or related financial services roles.
• Progress toward CFA, FRM, MBA, or other relevant professional qualifications is an advantage.
• Strong analytical, problem‑solving, and communication skills with the ability to manage multiple priorities.

Required skills

• Proficiency in MS Excel.
• Ability to use MS PowerPoint, Word, and Outlook.
• Familiarity with AI‑powered productivity and analytics tools for credit analysis and portfolio monitoring.